By Carolyn Howard, CFP® and Jonathan Howard, CFP®

The only constant in life is change. The only thing we can expect is the unexpected.

If these statements leave you feeling unsure or unsettled, you’re not alone. While they may be true, it doesn’t mean we can’t plan and prepare for unexpected or unforeseen changes. This is especially important when it comes to your finances and managing your wealth. Your financial situation, life circumstances, and retirement goals are all unique. That’s why you deserve a unique financial plan that will meet all your needs while building confidence in your financial future.

At SeaCure Advisors, our mission is to help people understand their personal financial picture, enjoy the wealth they have created, and create a plan that offers stability through life’s transitions. We provide comprehensive financial and life planning services with professionalism and personalization. Keep reading to learn more about who we serve and how we help.

Who We Serve

As a boutique firm, we provide comprehensive wealth management services for a select group of clients who are best suited to the tools and expertise we offer. We are a fee-based firm serving clients locally in Lexington, KY, Sarasota, FL, and use virtual meetings to service clients around the country. Since many of our clients have more complex financial situations, we focus on customized financial plans that are driven by the client’s needs, goals, and interests.

The types of clients we serve come from various backgrounds, but mainly fit into the following categories:

Affluent Families
Real Estate Investors
Business Owners
Widows and Divorcees

How We Can Help

Regardless of who we are working with, we consider ourselves to be financial educators and are committed to developing solutions that are on target with our clients’ needs, helping them make financially sound and responsible decisions. Our services are tailored to the client’s specific situation, but fall under these main areas:

Personalized planning
Customized management (emphasis on individual stocks vs. funds)
Advanced tax-planning strategies
Educating through our lived experience

Our personalized planning process can be described with the acronym THRIVE:

T - Talk about where you’ve been and where you want to go.

H - Help clarify and prioritize your goals.

R - Research options based on your unique needs.

I - Introduce you to new ideas to help achieve your dreams.

V - eValuate your new plan, make adjustments, and put it into motion.

E - Engage you through ongoing communication to keep you on track.

How Can We Help You Thrive?

Managing your finances can be stressful, and because of that, it’s a task that often gets moved to the bottom of our to-do list. But we all want to have financial stability and not have to worry about money or being able to enjoy our retirement. That’s why at SeaCure Advisors, our goal is to help our clients not just get by, but thrive financially. Our motivation is to have a meaningful influence on our clients’ lives by serving as a reliable source of information and assurance. We strive to offer well-informed, data-driven recommendations and tailored guidance.

If you would like to see how you can thrive and become more confident in your financial future, reach out to us today to see if we would be a good fit to meet your needs. Schedule an introductory call here, or call us at 877-328-4037 or email info@seacureadvisors.com. We look forward to hearing from you!

About Jonathan

Jonathan Howard is a financial planner at SeaCure Advisors, a financial services firm committed to developing custom-tailored financial plans to help clients meet their specific goals and needs.

Jonathan spends his days untangling all aspects of a client’s financial situation into an elegant, functional harmony designed specifically to enhance their happiness. Prioritizing education, diligence, and communication with a high emphasis on tax planning, Jonathan doesn’t know how to do anything halfway. His goal with everyone he works with is to help them use their resources as tools to enhance their prosperity and well-being.

Prior to entering the financial services industry as a licensed life & health insurance agent, Jonathan spent 17 years in Los Angeles, working as an editor and visual effects artist. Jonathan holds a bachelor’s degree from Middlebury College as well as the Series 7, 63, 65, and CERTIFIED FINANCIAL PLANNER™ designations. He has contributed to financial articles published in Forbes, USA Today, US News & World Report, Fox Business, Time’s NextAdvisor, Redfin, Yahoo! Finance, and more.

Jonathan lives in Lexington, KY, with his beautiful and patient wife, two vivacious daughters, and three spazzy dogs. When he’s not working, he enjoys playing guitar in bluegrass jams, kayaking, archery, camping, hiking, building janky furniture, and trying to get his family to join in the fun. To learn more about him, connect with him on LinkedIn.

About Carolyn

Carolyn Howard is founder and managing member of SeaCure Advisors, a financial services firm committed to developing custom-tailored financial plans to help clients meet their specific goals and needs. Carolyn specializes as a retirement planning consultant for teachers, small businesses, and nonprofits. She loves educating others to understand their personal finances as they go through life's transitions. And as a widow herself, she understands the challenges women face as they go through widowhood and is motivated to help clients see light in a dark tunnel of grief and hold their hand through this difficult journey.

Carolyn has been featured in The Boston Globe, Money Magazine, and Dow Jones Wire and quoted in The Wall Street Journal and Bloomberg, among other publications. She is passionate about volunteering and staying active in her community through a number of organizations.

Carolyn holds a bachelor’s degree from University of Kentucky, a master’s degree from Boston University, and the CERTIFIED FINANCIAL PLANNER™ designation. In her free time, she loves gardening, growing orchids, swimming, and cooking, especially with her grandchildren. To learn more about Carolyn, connect with her on LinkedIn.