Mortgage interest isn't deductible itself but instead contributes to passive activity losses. If you want to maximize the tax efficiency of real estate investment holdings, equities in a business entity are more efficient.
A pension is a steady payment you receive over a specific amount of time from a public or private fund set up by your employer. Throughout your employment, you’ll make contributions to your pension, and they will pool with funds from other employees and accrue interest.
How market volatility and withdrawal timing impact retirement income. This video can help you be seen as an authority on retirement income strategies and educate clients on sequence of returns risk.
If you had more money, would it solve all your fights about money? Maybe some of them, if you and your significant other are at odds only because of a scarcity of resources in your household.
Creating an estate plan is a task that routinely gets pushed to the bottom of the pile. Some assume that estate plans are only for the wealthy. Others may simply want to avoid some of the tough topics estate planning entails.
The cost of a college education has risen dramatically in recent decades, as both students and parents are aware. In fact, about 40% of college-bound high school students now rate cost as "most important," when asked how important cost is in choosing where and how to pursue higher education.
You finally made it to the end of your student’s senior year of high school. Congratulations! As a family, you successfully found a college that was just the right fit. Your student applied and was accepted. Now, how do you pay for it?
You may be familiar with Health Savings Accounts (HSAs). These accounts have been around now for a while. They work with high deductible health insurance and are known for their triple tax benefits. Contributions can be deducted.
When you contribute to a traditional IRA you make a deal with Uncle Sam. You can get a tax deduction and tax deferral on any earnings in your IRA. However, eventually the government is going to want its share and will require funds to come out of these accounts.
As financial coaches and fiduciary financial planners, some of the most challenging questions we receive at SeaCure Advisors are about cryptocurrencies.
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